Authorization layer for agentic payments

The guardian of AI agent payments.

Accept AI agents without the risk. Every purchase is checked against limits the human signed, decided by exact rules, and reconciled against what was actually charged. Wardpact never touches the money.

We're looking for our first design partners: fintechs, merchants and platforms letting AI agents transact.
wardpactexample
1 · Signed by the human Up to $50 per purchase · $200 per month · approved merchants · until Dec 31
2 · Agent requests $24.90 APPROVED · signed proof issued
3 · Merchant charged $24.90 RECONCILED · amounts match
… or charged $29.90 FLAGGED · over the authorized amount

Today a merchant that sees an AI agent has two options: trust it blindly or block it. Wardpact adds a third — let it buy, only within what the human signed, and prove it.

Confidence on both sides

Use agents without second-guessing every charge.

For people

Your agent spends only what you signed.

  • ✓Every purchase is checked against your limits before it happens.
  • ✓Charges that don't match what you approved are flagged.
  • ✓Alerts, a tap to confirm bigger purchases, and revoke anytime.
  • ✓Free for you — the pact is yours.
For businesses

Say yes to agent orders, with proof.

  • ✓Accept AI agents instead of blocking them — and the sales that come with them.
  • ✓A signed record of exactly what the customer authorized, ready for disputes.
  • ✓Over-charges and mismatches are flagged automatically, on every order.
  • ✓Simple usage-based pricing. No custody, no new payment rails.
How it works

One pact, checked on every purchase.

01The human signs the pact

A person approves a mandate on their phone: how much, where and until when. The agent never holds passwords or card data — it carries the signed pact.

02Wardpact decides

Each purchase is checked against the pact with exact, deterministic rules — no LLM guessing — and approved purchases get a signed proof any payment rail can verify.

03The rail charges, Wardpact reconciles

The payment goes straight from the customer to the merchant. Wardpact compares what was authorized with what was actually charged and flags any mismatch.

wardpact
Allow your assistant to shop for you?
Food delivery assistant is asking for permission.
Per purchaseup to $50
Per monthup to $200
Whereapproved stores only
UntilDec 31
Over $40ask me first
Approve with passkey
You can change or revoke this anytime.
For your customers in development

Approving a pact is as easy as unlocking your phone.

  • 1
    The assistant asks for permission

    Inside the merchant's app or the assistant itself, before it can spend a cent.

  • 2
    The person sees exactly what it can do

    Plain limits: how much, where, until when — and which purchases need their OK first.

  • 3
    They approve with a passkey

    Face ID, fingerprint or device PIN. The signing key stays on their phone — Wardpact, the agent and the merchant never see it.

  • 4
    They stay in control

    Alerts on suspicious attempts, a tap to confirm bigger purchases, and one place to see and revoke every pact.

Why Wardpact

Built for the moment agents start spending real money.

Exact rules, not guesses

The same request always gets the same decision, with a reproducible record of why.

Budgets that hold under load

Many agents buying at once never push a pact past its limits, in any currency.

Reconciliation built in

Authorized versus charged, checked automatically. Over-charges are flagged, cancellations release the budget.

Neutral by design

One policy and one audit trail across agents, models and payment protocols — not tied to a single network.

Audit-ready evidence

Tamper-evident, signed records your compliance team can verify — without storing personal data.

Zero custody

Wardpact never processes payments, holds funds or touches card data. It authorizes and proves.

Compatibility

Speaks the protocols agents use.

Available now Stripe Agentic Commerce Protocol
On the roadmap Google AP2 Mastercard Verifiable Intent x401 agent identity
Product and protocol names belong to their owners. No partnership or endorsement is implied.
Design partners

Be one of the first to accept AI agents safely.

We're working with a small group of fintechs, merchants and platforms to shape Wardpact. Leave your email and we'll reach out for a 20-minute conversation.

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